Our Cotton Gin Insurance Program includes a specially designed cotton products coverage form. Coverage may begin at:
- The time cotton is harvested by pickers or strippers
- Trailer or module storage in the field
- Transit movement to the cotton gin premises
- Storage on the gin premises
- Baled cotton coverage on the bale platform and in transit to first storage location
- Cotton seed storage in over-head storage buildings or larger bulk storage warehouses
Our coverage also includes property coverage for:
- Gin buildings and machinery
- Office buildings including business personal property
- Misc. storage buildings owned by ginning operations
- Business income protection
- Earthquake coverage
- Valuation method may be on Replacement Cost or Actual Cash Value