Our Cotton Gin Insurance Program includes a specially designed cotton products coverage form. Coverage may begin at:

  • The time cotton is harvested by pickers or strippers
  • Trailer or module storage in the field
  • Transit movement to the cotton gin premises
  • Storage on the gin premises
  • Baled cotton coverage on the bale platform and in transit to first storage location
  • Cotton seed storage in over-head storage buildings or larger bulk storage warehouses

Our coverage also includes property coverage for:

  • Gin buildings and machinery
  • Office buildings including business personal property
  • Misc. storage buildings owned by ginning operations
  • Business income protection
  • Earthquake coverage
  • Valuation method may be on Replacement Cost or Actual Cash Value