ag-logo-2Agribusiness Insurance

Agriculture Guaranty, LLC has been formed to provide licensed insurance agents a specialized cotton insurance program. Our customized cotton insurance program will offer you the ability to place coverage that your standard markets may not write.

Mission Statement

Our vision is to earn the trust of our agents and their clients.



Agriculture Guaranty, LLC. began with a commitment to provide the highest level of specialized insurance coverage for licensed insurance agents. We believe that our experience gives us the understanding to best serve you.

From cargo to cotton and things in between, Agriculture Guaranty, LLC. customizes the policies to fit around you, not the other way around.



Agriculture Guaranty, LLC. specializes in a wide variety of coverage for insurance agents. We highlight three main areas of coverage: Marine Cargo, Cotton Ginning Operations, & Baled Cotton Storage Operations.

Our marine cargo policy is designed to cover, on broad terms, the goods and merchandise of a cotton merchant. Our cotton gin insurance program includes a specially designed cotton products coverage form. Our baled cotton warehouse insurance program is designed for producers or owners who are storing the baled cotton.


Curtis Phillipy

Chief Executive Officer

Twenty Five years of insurance experience in risk management and insurance for the agriculture and construction industries.

The last seven have been with McDonnell Insurance (now Insight risk Management) handling risk assessment, marketing, and systems management.

Donna Phillipy

Director of Operations

I have 30+ years in the insurance industry.  I began my career working at Shelby County Farm Bureau & the majority of my clients at that time, were farmers.  I serviced their personal insurance needs, as well as their farms, equipment, etc.  I insured one of the first Cotton Module trucks in Shelby County!  For the last 10 years, I have been a Commercial Lines Account Manager, first with Clay and Land Insurance and then moved to Insight Risk Management.  I handled Large Commercial accounts with both Agencies with the majority of them being Contractor accounts. I love working with people and strive to give the attention to my agents and clients that they deserve. I know in this industry, it’s more than just price, it’s providing the best service possible.